*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}body{font-family:DM Sans,sans-serif;background:#faf7f2;color:#1a1714;line-height:1.6}nav{background:#1a1714;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:100}.logo{font-family:"DM Serif Display",serif;font-size:18px;color:#fff;text-decoration:none}.logo span{color:#fac775}nav ul{display:flex;gap:20px;list-style:none}nav ul a{font-size:13px;color:#ffffff8c;text-decoration:none}nav ul a:hover{color:#fff}.hero{background:#1a1714;padding:48px 24px 40px;text-align:center}.badge{display:inline-block;background:#c4700a;color:#fff;font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:5px 14px;border-radius:100px;margin-bottom:16px}.hero h1{font-family:"DM Serif Display",serif;font-size:clamp(26px,5vw,44px);color:#fff;line-height:1.15;max-width:680px;margin:0 auto 12px;letter-spacing:-.5px}.hero h1 em{color:#fac775;font-style:italic}.hero p{font-size:16px;color:#ffffffa6;max-width:500px;margin:0 auto 28px;line-height:1.65}.hero-stats{display:flex;justify-content:center;gap:36px;flex-wrap:wrap}.hstat .n{font-family:"DM Serif Display",serif;font-size:26px;color:#fac775;display:block}.hstat .l{font-size:11px;color:#ffffff73}.wrap{max-width:1080px;margin:0 auto;padding:0 20px}.two-col{display:grid;grid-template-columns:1fr 300px;gap:32px;padding:32px 0}@media(max-width:768px){.two-col{grid-template-columns:1fr}}.sticky{position:sticky;top:72px;display:flex;flex-direction:column;gap:20px}.ad-zone{background:#f0ebe1;border:1px dashed rgba(26,23,20,.2);border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:11px;color:#857e77;letter-spacing:.05em;text-transform:uppercase}.ad-top{margin:16px auto;max-width:1080px;padding:0 20px}.ad-top .ad-zone{height:90px}.warning-box{background:#fcebeb;border:1px solid rgba(163,45,45,.25);border-radius:12px;padding:18px 20px;margin-bottom:24px}.warning-box h3{font-size:14px;font-weight:600;color:#a32d2d;margin-bottom:6px}.warning-box p{font-size:13px;color:#791f1f;line-height:1.6}.calc-card{background:#fff;border-radius:16px;border:1px solid rgba(26,23,20,.1);overflow:hidden;box-shadow:0 2px 20px #1a17140f;margin-bottom:24px}.calc-head{background:#fdf0dc;border-bottom:1px solid rgba(196,112,10,.2);padding:18px 22px}.calc-head h2{font-family:"DM Serif Display",serif;font-size:18px;margin-bottom:3px}.calc-head p{font-size:12px;color:#854f0b}.calc-body{padding:22px}.flbl{font-size:11px;font-weight:600;letter-spacing:.07em;text-transform:uppercase;color:#857e77;margin-bottom:10px;display:block}.vtabs{display:flex;gap:4px;background:#faf7f2;border-radius:10px;padding:4px;border:1px solid rgba(26,23,20,.1);margin-bottom:16px}.vt{flex:1;padding:7px 0;border-radius:8px;border:none;cursor:pointer;font-size:13px;font-weight:500;font-family:inherit;background:transparent;color:#857e77;transition:all .15s}.vt.on{background:#fff;color:#1a1714;box-shadow:0 1px 4px #00000014}.sgrid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:18px}.sc{background:#faf7f2;border-radius:10px;padding:14px;border:1px solid rgba(26,23,20,.1)}.sc .sl{font-size:11px;color:#857e77;margin-bottom:4px}.sc .sv{font-family:"DM Serif Display",serif;font-size:24px}.sc.hi{background:#fdf0dc;border-color:#c4700a4d}.sc.hi .sv{color:#c4700a}.bklist{border-radius:10px;border:1px solid rgba(26,23,20,.1);overflow:hidden;margin-bottom:14px}.bkrow{padding:11px 14px;border-bottom:1px solid rgba(26,23,20,.08);display:flex;align-items:center;justify-content:space-between}.bkrow:last-child{border-bottom:none}.bnm{font-size:13px;color:#4a4540}.bvl{font-size:13px;font-weight:600;color:#1a1714}.mobox{display:flex;justify-content:space-between;align-items:center;background:#1a1714;border-radius:10px;padding:14px 18px;margin-bottom:12px}.mobox .ml{font-size:13px;color:#fff9}.mobox .mv{font-family:"DM Serif Display",serif;font-size:20px;color:#fac775}.fine{font-size:11px;color:#857e77;line-height:1.6}.ins-banner{background:#e1f5ee;border:1px solid rgba(15,110,86,.25);border-radius:12px;padding:16px 18px;margin-bottom:16px}.ins-banner h4{font-size:14px;font-weight:600;color:#0f6e56;margin-bottom:4px}.ins-banner p{font-size:13px;color:#085041;line-height:1.5}.section-card{background:#fff;border-radius:16px;border:1px solid rgba(26,23,20,.1);padding:24px;margin-bottom:20px}.section-card h2{font-family:"DM Serif Display",serif;font-size:20px;margin-bottom:14px}.health-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:16px}@media(max-width:600px){.health-grid{grid-template-columns:1fr}}.health-item{background:#faf7f2;border-radius:10px;padding:14px;border:1px solid rgba(26,23,20,.08)}.health-item .hi-name{font-size:13px;font-weight:600;margin-bottom:4px}.health-item .hi-cost{font-size:12px;color:#c4700a;font-weight:500;margin-bottom:4px}.health-item .hi-desc{font-size:12px;color:#857e77;line-height:1.5}.side-card{background:#fff;border-radius:16px;border:1px solid rgba(26,23,20,.1);padding:18px;box-shadow:0 1px 8px #1a17140d}.side-card h3{font-family:"DM Serif Display",serif;font-size:15px;margin-bottom:10px}.alink{display:flex;align-items:center;justify-content:space-between;padding:9px 11px;border-radius:8px;background:#faf7f2;border:1px solid rgba(26,23,20,.1);text-decoration:none;color:#1a1714;font-size:13px;font-weight:500;margin-bottom:7px;transition:all .15s}.alink:hover{border-color:#c4700a;background:#fdf0dc;color:#c4700a}.alink:last-child{margin-bottom:0}.faq-wrap{padding:40px 0}.faq-wrap h2{font-family:"DM Serif Display",serif;font-size:clamp(20px,3vw,28px);margin-bottom:24px}.faq{border-bottom:1px solid rgba(26,23,20,.1);padding:16px 0}.faq h3{font-size:14px;font-weight:600;margin-bottom:6px}.faq p{font-size:13px;color:#4a4540;line-height:1.65}.breadcrumb{padding:14px 0;font-size:12px;color:#857e77}.breadcrumb a{color:#857e77;text-decoration:none}.breadcrumb a:hover{color:#c4700a}footer{background:#1a1714;color:#ffffff73;text-align:center;padding:28px 24px}footer .fl{font-family:"DM Serif Display",serif;font-size:15px;color:#fac775;margin-bottom:6px}footer p{font-size:12px}