*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}body{font-family:DM Sans,sans-serif;background:#faf7f2;color:#1a1714;line-height:1.6}nav{background:#1a1714;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:100}.logo{font-family:"DM Serif Display",serif;font-size:18px;color:#fff;text-decoration:none}.logo span{color:#fac775}nav ul{display:flex;gap:16px;list-style:none;align-items:center}@media(max-width:600px){nav ul{display:none}}nav ul a{font-size:13px;color:#ffffff8c;text-decoration:none}nav ul a:hover{color:#fff}.hero{background:#1a1714;padding:56px 24px 48px;text-align:center}.badge{display:inline-block;background:#c4700a;color:#fff;font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:5px 14px;border-radius:100px;margin-bottom:20px}.hero h1{font-family:"DM Serif Display",serif;font-size:clamp(28px,5vw,48px);color:#fff;line-height:1.15;max-width:720px;margin:0 auto 16px;letter-spacing:-.5px}.hero h1 em{color:#fac775;font-style:italic}.hero p{font-size:17px;color:#ffffffa6;max-width:520px;margin:0 auto 32px;line-height:1.65}.stats{display:flex;justify-content:center;gap:40px;flex-wrap:wrap}.stat .n{font-family:"DM Serif Display",serif;font-size:30px;color:#fac775;display:block}.stat .l{font-size:12px;color:#ffffff73}.ad-top{margin:16px auto;max-width:1080px;padding:0 20px}.ad-zone{background:#f0ebe1;border:1px dashed rgba(26,23,20,.2);border-radius:10px;height:90px;display:flex;align-items:center;justify-content:center;font-size:11px;color:#857e77;letter-spacing:.05em;text-transform:uppercase}.wrap{max-width:1080px;margin:0 auto;padding:0 20px}.two-col{display:grid;grid-template-columns:1fr 300px;gap:32px;padding:32px 0}@media(max-width:768px){.two-col{grid-template-columns:1fr}}.sticky{position:sticky;top:72px;display:flex;flex-direction:column;gap:20px}.calc-card{background:#fff;border-radius:16px;border:1px solid rgba(26,23,20,.1);overflow:hidden;box-shadow:0 2px 20px #1a17140f}.calc-head{background:#fdf0dc;border-bottom:1px solid rgba(196,112,10,.2);padding:20px 24px}.calc-head h2{font-family:"DM Serif Display",serif;font-size:20px;margin-bottom:4px}.calc-head p{font-size:13px;color:#854f0b}.calc-body{padding:24px}.flbl{font-size:11px;font-weight:600;letter-spacing:.07em;text-transform:uppercase;color:#857e77;margin-bottom:10px;display:block}.fg{margin-bottom:20px}.pg{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}.pb{display:flex;flex-direction:column;align-items:center;gap:5px;padding:12px 6px;border-radius:10px;border:1.5px solid rgba(26,23,20,.12);background:#faf7f2;cursor:pointer;font-family:inherit;transition:all .15s}.pb:hover,.pb.on{border-color:#c4700a;background:#fdf0dc}.pb .ic{font-size:22px}.pb .lb{font-size:12px;font-weight:500;color:#4a4540}.pb.on .lb{color:#c4700a}.sg{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.sb{padding:12px 8px;border-radius:10px;border:1.5px solid rgba(26,23,20,.12);background:#faf7f2;cursor:pointer;font-family:inherit;text-align:center;transition:all .15s}.sb:hover,.sb.on{border-color:#c4700a;background:#fdf0dc}.sb .sm{font-size:13px;font-weight:600;color:#1a1714}.sb.on .sm{color:#c4700a}.sb .ss{font-size:11px;color:#857e77}.trow{display:flex;align-items:center;justify-content:space-between;background:#faf7f2;border-radius:10px;padding:12px 16px;border:1px solid rgba(26,23,20,.1);margin-bottom:16px}.tlbl .tl{font-size:14px;font-weight:500}.tlbl .ts{font-size:12px;color:#857e77;margin-top:2px}.tsw{width:44px;height:24px;border-radius:12px;background:#1a171433;border:none;cursor:pointer;position:relative;transition:background .2s;flex-shrink:0}.tsw.on{background:#c4700a}.tk{position:absolute;top:3px;left:3px;width:18px;height:18px;border-radius:50%;background:#fff;transition:left .2s}.tsw.on .tk{left:23px}.vtabs{display:flex;gap:4px;background:#faf7f2;border-radius:10px;padding:4px;border:1px solid rgba(26,23,20,.1);margin-bottom:16px}.vt{flex:1;padding:7px 0;border-radius:8px;border:none;cursor:pointer;font-size:13px;font-weight:500;font-family:inherit;background:transparent;color:#857e77;transition:all .15s}.vt.on{background:#fff;color:#1a1714;box-shadow:0 1px 4px #00000014}.sgrid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:18px}.sc{background:#faf7f2;border-radius:10px;padding:16px;border:1px solid rgba(26,23,20,.1)}.sc .sl{font-size:11px;color:#857e77;margin-bottom:6px}.sc .sv{font-family:"DM Serif Display",serif;font-size:26px}.sc.hi{background:#fdf0dc;border-color:#c4700a4d}.sc.hi .sv{color:#c4700a}.bklist{border-radius:10px;border:1px solid rgba(26,23,20,.1);overflow:hidden;margin-bottom:14px}.bkrow{padding:12px 14px;border-bottom:1px solid rgba(26,23,20,.08)}.bkrow:last-child{border-bottom:none}.bkrow.ins{background:#fdf0dc}.bkr-top{display:flex;align-items:center;gap:10px;margin-bottom:5px}.bic{font-size:14px;color:#857e77;flex-shrink:0;line-height:1}.bkrow.ins .bic{color:#c4700a}.bnm{font-size:13px;color:#4a4540;flex:1;min-width:0}.bvl{font-size:13px;font-weight:600;color:#1a1714;white-space:nowrap;flex-shrink:0}.bkrow.ins .bnm{color:#854f0b}.bkrow.ins .bvl{color:#c4700a}.bbg{height:4px;background:#f0ebe1;border-radius:2px}.bb{height:100%;background:#c4700a;border-radius:2px;transition:width .4s}.bkrow.ins .bb{background:#ef9f27}.mobox{display:flex;justify-content:space-between;align-items:center;background:#1a1714;border-radius:10px;padding:14px 18px;margin-bottom:12px}.mobox .ml{font-size:13px;color:#fff9}.mobox .mv{font-family:"DM Serif Display",serif;font-size:20px;color:#fac775}.verdict-box{border-radius:10px;padding:14px 18px;margin-bottom:12px;font-size:14px;line-height:1.6;display:none}.fine{font-size:11px;color:#857e77;line-height:1.6}.income-wrap{display:flex;align-items:center;gap:8px;background:#faf7f2;border-radius:10px;border:1.5px solid rgba(26,23,20,.12);padding:0 14px}.income-wrap span{font-size:16px;font-weight:500;color:#857e77}.income-wrap input{flex:1;padding:10px 0;border:none;background:transparent;font-size:14px;font-family:inherit;outline:none;color:#1a1714}.side-card{background:#fff;border-radius:16px;border:1px solid rgba(26,23,20,.1);padding:20px;box-shadow:0 1px 8px #1a17140d}.side-card h3{font-family:"DM Serif Display",serif;font-size:16px;margin-bottom:12px}.alink{display:flex;align-items:center;justify-content:space-between;padding:10px 12px;border-radius:8px;background:#faf7f2;border:1px solid rgba(26,23,20,.1);text-decoration:none;color:#1a1714;font-size:13px;font-weight:500;margin-bottom:8px;transition:all .15s}.alink:hover{border-color:#c4700a;background:#fdf0dc;color:#c4700a}.alink:last-child{margin-bottom:0}.stats-section{background:#fff;border-top:1px solid rgba(26,23,20,.1);border-bottom:1px solid rgba(26,23,20,.1);padding:56px 24px}.stats-section h2{font-family:"DM Serif Display",serif;font-size:clamp(22px,3vw,32px);text-align:center;margin-bottom:36px}.sgrid4{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px;max-width:900px;margin:0 auto}.scard{background:#faf7f2;border-radius:16px;border:1px solid rgba(26,23,20,.08);padding:28px 20px;text-align:center}.scard .big{font-family:"DM Serif Display",serif;font-size:40px;color:#c4700a;line-height:1;margin-bottom:10px}.scard .desc{font-size:14px;color:#4a4540;line-height:1.5}.faq-wrap{padding:56px 0}.faq-wrap h2{font-family:"DM Serif Display",serif;font-size:clamp(22px,3vw,30px);margin-bottom:28px}.faq{border-bottom:1px solid rgba(26,23,20,.1);padding:18px 0}.faq h3{font-size:15px;font-weight:600;margin-bottom:8px}.faq p{font-size:14px;color:#4a4540;line-height:1.65}footer{background:#1a1714;color:#ffffff73;text-align:center;padding:32px 24px}footer .fl{font-family:"DM Serif Display",serif;font-size:16px;color:#fac775;margin-bottom:8px}footer p{font-size:12px}
